Lower Your Mortgage Payment

How To Lower Your Monthly Mortgage Payment in Utah & Texas

Looking to free up some extra cash in your monthly budget? One of the easiest ways to do that is by lowering your monthly mortgage payment through a refinance.

Refinance To A Lower Rate

A lower interest rate can result in big savings, both monthly and over the life of your loan.

To qualify, you’ll need enough equity in your home for a refinance, along with a few other requirements. Our team will walk you through the entire process to ensure that it’s safe, convenient, and as stress-free as possible.

When Is The Best Time To Refinance?

While there are a number of factors to consider, we typically suggest refinancing if you are able to lower your rate by 1 percentage point or more. There are other scenarios where it makes sense to refinance so we always recommend a full refinance consultation if you are even considering it.

Refinance To A Longer Term

Another way to lower your monthly mortgage payment is to extend the term of your loan. This allows you to spread out the balance of the loan over more payments, bringing down your monthly bill in the process.

If you aren’t sure if now is a good time to refinance your mortgage, then request a complimentary refinance review and our team can run the numbers for you so you can see your options.

No obligation on your part. Just a chance to see if a refinance would make sense for you.

“I didn’t think we were in a position to refinance. Our rate was low and we were already a few years into our loan. But Ric recommended that we run the numbers to see. In the end, we refinanced to cut our monthly payment by over $700 each month and now we invest that difference into investment accounts that are working for us at a much better rate. Ric and his team were instrumental. Can’t thank them enough!”

-Mark Thackeray


Client Experiences

Ric and his team at Greenstreet are so great to work with! We’ve refinanced why them 3 separate times through the years and each time they take the time to make sure we understand everything. They are responsive and easy to work with. I’d definitely recommend them!

Anne Van Hoose

We worked with Randy, he was always quick to respond with any answers or concerns we had with both email and text and even during the one weekend that we did have during the process. We got our refinance done within 10 days and we were off to saving money! We had a great and easy experience with GreenStreet and Randy!

Parker Pratt

Ric and his team are outstanding to work with. They are responsive and provide outstanding service. They can help with any mortgage need you may have.

Grant Dahl

Request A Refinance Review

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